Title Loans in
Chicago, Illinois

Echo Lending 

We provide thousands of borrowers with no hassle loans. We are proud of how quickly we can process title loans Chicago to get people the funds they need now. If you own a vehicle and have a clear title, you could qualify for a loan and receive loan funds for any purpose.

Let's Get Started

Yes, I would like to receive a quote on how much CASH I can get on my Title Loan as well as information on other products and/or services from Car Title Loans and its affiliates via text message and email. By making this selection, I understand and agree I will receive Car Title Loans text messages at the mobile number provided. I know my selection is not necessary to apply for and/or use Car Title Loans services.

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The Application Process

What Is Required to Apply for Title Loans Chicago, Illinois?

  • You’ll need to be 18 or older to legally sign a loan contract. We might ask you to confirm your age with your driver’s license or an Illinois identification card.
  • You may apply for a loan using a truck or car as collateral. To meet collateral requirements, we need to make sure your car is in working condition and can be driven.
  • You’ll need to show a vehicle title and possibly a vehicle registration to confirm you own the car. We’ll also be checking the title to make sure there are no liens on the auto.
  • To be able to make loan payments, we will discuss various income options with borrowers.

Is There an Online Application?

Yes, our no hassle approach includes our free online application. It only takes a few minutes to fill out, and there never is a charge to any of our applicants. You should also be aware that any information provided in your application process is kept strictly confidential. To apply for title loans Chicago, we will need the following information:

  • Vehicle make, model & body style.
  • Age of the vehicle and a mileage estimate.
  • Full name of the applicant, zip code and a telephone number.

What Should I Know About Title Loans Chicago?

Free Application and Loan Consultation

It is absolutely free to apply and discuss your financial situation with your own loan representative. He or she will work with you to find a truly affordable loan for your circumstances at no charge to you.

Fast and Convenient Cash

We go out of our way to make our clients happy. We process loan applications for title loans Chicago as quickly as possible because we know just how important a loan can be. After applying online, applicants usually receive their loan funds in just 24 hours or less.


Echo Lending doesn’t require any kind of down payment to get a loan. However, we do require your truck or car to be used as collateral. In the event that a borrower should default on a loan, the vehicle could be sold to cover the amount still owed on the loan.

Upfront Loan Quotes

Echo Lending doesn’t believe in making you wait to find out how much cash you could receive. In most cases, you’ll know what your loan offer is the very same day you apply. This eliminates guessing, waiting and stressing over the loan.

Qualifying Made Easy

To eliminate the hassles and approve more folks, we don’t judge you on your credit score. Regardless of your credit history or credit score, you can be approved for a short-term loan and quick cash.

Terms of the Loan

We make sure you receive a contract that is written according to Illinois state regulations, which spells out the terms of loan. Contracts will show the length of the loan, your payment schedule, payment amounts, the interest rate and any fees that may be associated with the loan.

The Title Loan Process

1. Online Application

To keep the process simple, we offer a short online application, which only requires basic information about your auto used for collateral and some personal contact information, so we can discuss the loan process over the phone.

2. Free Loan Consultation

You’ll be working with one of our professional loan representatives throughout the loan process. This will give you the opportunity to ask questions and find the smartest repayment plan for your situation.

3. Signing a Contract

Approved borrowers must sign a contract, which benefits both parties involved in the loan process.

4. Closing the Loan

As a borrower, you’ll be responsible for handing over your vehicle title as loan collateral at one of our convenient lending offices. At that time, you’ll receive your loan funds.

If you’re looking for quick cash, with hassle free lending, consider title loans Chicago by Echo Lending.